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5th Wheel insurance

Specialist 5th wheeler insurance, designed by NZMCA members, for NZMCA members.

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Your trusted 5th wheel insurance

We are a specialist RV insurance provider and we understand the needs of RV owners - Our policy is designed by NZMCA members, for NZMCA members.

What's included?

Our full comprehensive insurance cover includes:

Agreed Value

Agreed value

We can insure your RV on a genuine agreed value basis for five years, based on the purchase price of the vehicle or a written valuation.



No excess on window glass claims for vehicles insured for less than $400,000.


Fixtures and fittings

Automatic cover for permanent fixtures and fittings including furnishings, awnings, TVs, generators up to 3.75KW, radios, radar detectors, GPS units and fire extinguishers.



Automatic cover of up to $10,000 for motorhome and caravan specific contents.


Towing costs

Towing costs are covered up to $500 following a mechanical breakdown, less a $100 excess.


Open drivers

Anybody over the age of 25 with the appropriate licence and clean driving history is covered (commercial use excluded).


Claims assistance

Claims assistance is available 24/7 to ensure you are back on the road as soon as possible.


Trailer Cover

Up to $1,500 for loss or damage to a trailer not otherwise insured.


Modified vehicles

Modified vehicles are covered as long as they meet legal requirements


Returning home

Up to $1,500 to get you and your family home after damage or a loss.


Permanent residence

If your RV is your permanent home, we offer an additional contents policy to insure your personal items and will cover up to $700 a week of temporary accommodation, for 7 weeks, while you get back on the road.


But wait there's more

Covi offers Wings Roadside assistance options, free use of the Covi Connect App and exclusive discounts for Covi clients through Covi Advantage.

View policy wording

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Let's get you covered