Terms & Conditions

Terms & Conditions

1. Covi Policy Wording Giveaway - $1,000 MTA Fuel Vouchers

2. Covi Summer Ooni Giveaway - Ooni Koda 12 Gas Pizza Oven

3. New NZMCA Members - Get a Quote

1. Covi Policy Wording Giveaway - $1,000 MTA Fuel Vouchers

The Competition

1. This competition (Competition) is conducted in New Zealand by Covi NZMCA Insurance (Promoter).
2. The Competition begins on 1 December 2025 at 12:00am (NZST) and closes on 31 January 2026 at 11:59pm (NZST) (Competition Period).
3. This Competition is open to individuals who:
   1. either
      • hold a current Covi NZMCA Insurance policy as at 11.59pm on 31 January 2026, or
      • request a quote from Covi NZMCA Insurance, between 1 December 2025 and 11.59pm on 31 January 2026; and
   2. have not breached these Terms and Conditions.
4. Employees (and their immediate families) of the Promoter or its related entities, or of any organisation associated with this Competition, are ineligible to enter. “Immediate family” means spouse, ex-spouse, de facto partner, child or step-child (natural or adopted), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, sibling or step-sibling. “Related entity” has the meaning given in the Companies Act 1993.

How to Enter

1. Existing Covi Customers
   All individuals who hold a current Covi policy as at 11:59pm on 31 January 2026 are automatically entered into the draw for the existing customer prize.
2. New Quotes
   Any person who completes a Covi NZMCA Insurance quote via covi.co.nz, 0800 805 965 or through a Covi Authorised Dealer during the Competition Period is automatically entered into the draw for the new quote prize.
3. No additional action or purchase is required to enter either prize draw.

Prize Draws and Winner Notification

1. There are two (2) separate prize draws:
   • One (1) prize of $500 MTA fuel vouchers for existing Covi customers.
   • One (1) prize of $500 MTA fuel vouchers for new quotes.
2. The Promoter will conduct both prize draws on 1 February 2026 (Winning Date). Winners will be selected at random from all eligible entries.
3. The Promoter will contact winners using the phone number or email address held on file or provided during the quote process.
4. The Promoter may publish the winners’ first name(s) on its Facebook page.
5. If a winner has not accepted their prize by 5:00pm on the last business day of February 2026, the prize will be forfeited, and a replacement winner will be drawn using the same process.

The Prizes

1. There are two prizes in total:
   • One (1) $500 MTA fuel voucher for existing Covi customers draw.
   • One (1) $500 MTA fuel voucher for new quote entrants draw.
2. The total prize pool is $1,000.
3. Prizes are not transferable, exchangeable or redeemable for cash, except where required by law.
4. If the vouchers are unavailable for any reason, the Promoter may substitute them with an alternative prize of equal value and/or specification.
5. Winners are responsible for understanding any tax obligations associated with accepting the prize.
6. By entering, participants agree to take all reasonable steps required by the Promoter to facilitate delivery of the prize.

Miscellaneous Provisions

1. Participation in this Competition is deemed acceptance of these Terms and Conditions.
2. Failure by the Promoter to enforce any provision of these Terms and Conditions does not constitute a waiver of that provision.
3. If a winner is later found to be ineligible, the Promoter may request return of the prize or reimbursement of its value.
4. By accepting the prize, winners consent to the Promoter using their name and image (including photographs) for promotional purposes in any media without additional compensation.
5. If the Competition cannot run as planned for reasons beyond the Promoter’s control, including technical issues, tampering, fraud, unauthorised intervention, or other causes, the Promoter may cancel, modify, suspend or terminate the Competition.
6. The Promoter reserves the right to verify entries and disqualify any entrant who tampers with the process or breaches these Terms and Conditions.
7. Nothing in these Terms and Conditions limits or excludes consumer guarantees under New Zealand law.
8. Except for liability that cannot be excluded by law, the Promoter and its officers, employees and agents exclude all liability for any loss, damage, injury or tax liability arising from:
   1. technical malfunctions;
   2. theft, unauthorised access or interference;
   3. late, lost or misdirected entries;
   4. acceptance or use of the prize.
9. These Terms and Conditions are governed by New Zealand law, and entrants submit to the exclusive jurisdiction of the New Zealand courts.
10. The Promoter’s decisions regarding the Competition are final, and no correspondence will be entered into.
11. This Competition is not sponsored, endorsed, administered by or associated with Facebook.
12. For further information, contact Covi NZMCA Insurance on 0800 805 965.

2. Covi Summer Ooni Giveaway - Ooni Koda 12 Gas Pizza Oven

The Competition

1. This competition (Competition) is conducted in New Zealand by Covi NZMCA Insurance (Promoter).
2. The Competition begins on 1 December 2025 at 12:00am (NZST) and closes on 31 December 2025 at 11:59pm (NZST) (Competition Period).
3. This Competition is open to New Zealand residents aged 18 years or over who enter via the method described in the “How to Enter” section and who have not breached these Terms and Conditions.
4. Employees (and their immediate families) of the Promoter or its related entities, or of any organisation directly associated with this Competition, are ineligible to enter. “Immediate family” means spouse, ex-spouse, de facto partner, child or step-child (natural or adopted), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, sibling or step-sibling.

How to Enter

1. To enter the Competition, participants must, during the Competition Period:
   • Visit the Promoter’s Facebook giveaway post; and
   • Tag one person in the comments
2. Each tag in the comments constitutes one entry. Entrants may submit multiple entries, provided each comment includes a different tagged person.
3. No purchase is required to enter the Competition.

Prize Draw and Winner Notification

1. There is one (1) prize to be won.
2. The prize winner will be selected at random from all eligible entries.
3. The draw will take place on 5 January 2026 (Winning Date).
4. The winner will be contacted by private message via the social media platform used to enter.
5. The Promoter may publish the winner’s first name(s) on its Facebook page.
6. If the winner has not accepted the prize by 5:00pm on 12 January 2026, the prize will be forfeited, and another winner will be drawn using the same process.

The Prize

1. The prize is one (1) Ooni Koda 12 Gas Pizza Oven, valued at $699 NZD.
2. The prize is not transferable, exchangeable, or redeemable for cash.
3. If the prize becomes unavailable for any reason, the Promoter reserves the right to substitute it with a prize of equal or greater value, subject to any applicable regulatory requirements.
4. The winner is responsible for understanding any tax obligations associated with receiving the prize.
5. By entering, participants agree to take all reasonable steps required by the Promoter to facilitate delivery of the prize.

Miscellaneous Provisions

1. Participation in this Competition is deemed acceptance of these Terms and Conditions.
2. Failure by the Promoter to enforce any part of these Terms and Conditions does not constitute a waiver of that provision.
3. If the winner is later found to be ineligible, the Promoter may require the return of the prize or reimbursement of its equivalent value.
4. By accepting the prize, the winner consents to the Promoter using their name and/or image (including photographs) for promotional purposes in any media, without further compensation.
5. If the Competition is unable to proceed as planned due to technical issues, tampering, fraud, unauthorised intervention, or any cause beyond the Promoter’s control, the Promoter may cancel, modify, suspend, or terminate the Competition.
6. The Promoter reserves the right to verify entries and disqualify any entrant who tampers with the entry process or breaches these Terms and Conditions.
7. Nothing in these Terms and Conditions limits or excludes consumer guarantees that cannot be limited or excluded under New Zealand law.
8. Except for liability that cannot be excluded by law, the Promoter and its officers, employees, and agents exclude all liability for any loss, damage, injury, or tax liability arising from:
   • technical malfunctions or failures;
   • theft, unauthorised access, or interference;
   • late, lost, or misdirected entries;
   • acceptance or use of the prize.
9. These Terms and Conditions are governed by New Zealand law, and entrants submit to the exclusive jurisdiction of New Zealand courts.
10. The Promoter’s decisions regarding any aspect of this Competition are final and no correspondence will be entered into.
11. This Competition is in no way sponsored, endorsed, administered by, or associated with Facebook, Instagram, or Ooni.
12. For further information, contact Covi NZMCA Insurance on 0800 805 965.

3. New NZMCA Members – Get a Quote

1. This competition (Competition) is conducted in New Zealand by Covi NZMCA Insurance (Promoter).
2. The competition begins on 1 October 2025 at 12:00am (NZST) and closes on 30th September 2026 at 11.59pm (NZST) (Competition Period). There are 4 prizes and draws held throughout the competition period.
3. There will be one prize given away, per mini competition period: October 25 – December 25, January 26 – March 26, April 26 – June 26 and July 26 – September 26

This Competition is open to individuals who:

1. live in New Zealand and are over the age of 16 years old;
2. have not breached these Terms and Conditions.
3. Employees (and their immediate families) of the Promoter or its related entities, or of any other organisation associated with this Competition (for example, prize suppliers associated with this Competition) are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin. Related entity means related within the meaning of the Companies Act 1993.

How to Enter & Requirements

1. All entrants who request a quote from Covi NZMCA Insurance through the www.covi.co.nz/new-member-quote page, will be included in the relevant random draw.

Prize Draw and Winner Notification

1. The Promoter has 4 x identical prizes to give away, to one winner, drawn at random, for each mini Competition Period.
2. The Promoter shall draw the prizes within 3 business days of each Competition Period ending (Winning Date). The draw will be selected by random draw, by the Covi NZMCA Management team from all eligible entries from each quarter.
3. The Promoter shall notify the winner in writing by email or by phone, and may publish the winner’s first name/s on the Promoter’s Facebook page.
4. If the winner has not accepted the prize by 5:00pm on the last business day of the month in which the Winning Date occurred, the prize is forfeited, and a new winner will be drawn and contacted per clause 9.

The Prize

1. The prizes are 4 x $200 MTA vouchers only. The prize (or any unused portion of the prize) is not transferable, exchangeable or redeemable for cash other than in accordance with any terms and conditions that govern use of the prize. The prize must be taken as offered and may not be varied.
2. The competition will be broken down into 4 mini competition periods. There will be one prize given away, per mini competition period: October 25 – December 25, January 26 – March 26, April 26 – June 26 and July 26 – September 26
3. The Promoter, in its discretion, reserves the right to substitute the prize with another prize to the equal value and/or specification if the prize is unavailable, or subject to any requests from a regulatory authority.
4. The winner is responsible for understanding and complying with their taxation obligations in relation to the prize.
5. By entering this Competition, entrants agree they will take all reasonable steps requested by the Promoter to enable delivery of the prize.

Miscellaneous Provisions

1. Participation in this Competition is acceptance of these Terms and Conditions.
2. The Promoter’s decision not to enforce a specific restriction does not constitute a waiver of that restriction or of these Terms and Conditions generally.
3. Each entrant acknowledges that the Promoter can rely on these Terms and Conditions even if the Promoter only learns of an entrant’s ineligibility to enter after the Promoter has awarded a Prize to the ineligible entrant. Return of a Prize or payment of its equivalent value to the Promoter can be required by the Promoter if this occurs.
4. By accepting the prize, winners consent to the Promoter and its related companies to using their name, and image in the event they are the winner (including photograph) in any media for an unlimited period without remuneration for the purpose of promoting this Competition (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
5. Promoter has the right to request use of images included in this competition for promotional purposes like advertising, editorials, collateral or social media use going forward for an unlimited period without remuneration.
6. If for any reason this Competition is not capable of running as planned for any reason, including without limitation technical failure, tampering, unauthorized intervention, fraud, or any other matter beyond the control of the Promoter, which corrupt or affect the administration, security, fairness or integrity or proper conduct of this Competition or the reputation of this Competition or that of the Promoter, the Promoter may cancel, terminate, modify or suspend this Competition.
7. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including their eligibility to enter) and to disqualify any entrant whose entry is not in accordance with these Terms and Conditions, who interferes improperly in the administration, integrity or conduct of the Competition or who otherwise tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
8. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees provided by law.
9. Except for any liability that cannot by law be excluded, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of:
   1. any technical difficulties or equipment malfunction (whether or not under the Promoters control);
   2. any theft, unauthorised access or third party interference;
   3. any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
   4. any tax liability incurred by a winning entrant; or
   5. acceptance or use of a prize.
10. The laws of New Zealand apply to this Competition to the exclusion of any other law. Entrants submit to the exclusive jurisdiction of the courts of New Zealand.
11. The Promoter’s decisions in relation to this Competition are final and no correspondence or communication will be entered into in relation any aspect of this Competition.
12. This competition is in no way sponsored, endorsed or administrated by, or associated with Facebook.
13. For any further information relating to this Competition please contact the Promoter: Covi NZMCA Insurance on 0800 805 965